I called Xoom this morning for a little problem logging in my account. I've waited and waited then finally a rep answer me. He asked my name and address and after I told him about my name and address, he asked me are you a Filipino? I answered YES! Oh my by a matter of millisecond he changed is accent from American to Filipino accent hahahaha. I did noticed the change right away because I was amuses and surprised. If only it was not that important to fix my account I would definitely make fun of him lol!!